Property List
HELOC Property Lists
Find homeowners with recorded junior home equity lines of credit (HELOCs) to propose debt consolidation, first-lien refinances, or major home projects.
Illustrative File Format
Example columns for this list
See how supported property, owner, and list-signal fields can be arranged in an Affix file.
Illustrative format only. These synthetic rows are not live property or owner records.
| # | Property Address | City, State | Owner Name | 1st Mortgage | 2nd Mortgage / HELOC | Total Recorded Debt | Est. Value | Combined LTV | Equity % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 101 Example Property Rd | Atlanta, GA | Sample Owner A | 1st: $340,000 (Fixed) | HELOC: $75,000 (Line) | $415,000 | $580,000 | 72% | 28% |
| 2 | 202 Sample Parcel Ave | Dallas, TX | Sample Owner B | 1st: $410,000 (Fixed) | 2nd Mtg: $60,000 (Junior) | $470,000 | $650,000 | 72% | 28% |
| 3 | 303 Example Record Ln | Phoenix, AZ | Example Holdings LLC | 1st: $315,000 (Fixed) | HELOC: $85,000 (Line) | $400,000 | $525,000 | 76% | 24% |
| 4 | 404 Sample Listing Way | Charlotte, NC | Sample Owner D | 1st: $380,000 (Fixed) | HELOC: $90,000 (Line) | $470,000 | $610,000 | 77% | 23% |
| 5 | 505 Example Owner Ct | Tampa, FL | Example Property Trust | 1st: $325,000 (Fixed) | 2nd Mtg: $55,000 (Junior) | $380,000 | $510,000 | 75% | 25% |
Field availability varies by property and source coverage. Choose the columns you need before exporting.Explore all fields in the Data Dictionary
Campaign Strategy
How operators use this list
Common campaign applications and targeting strategies for this property audience.
First-Lien Mortgage Consolidation
Prospect homeowners juggling a first mortgage and a variable HELOC to consolidate both into a single fixed loan.
Major Remodel & Addition Contractors
Identify homeowners with established credit lines who are actively budgeting for major renovations, additions, or pools.
Equity Advisory & Wealth Management
Advise high-net-worth clients on managing junior lien exposure and optimizing overall real estate leverage.
Filter Combinations
Recommended filter stacks
Layer these common criteria in the List Builder to pinpoint higher-converting prospects.
HELOC + Owner Occupied
Has HELOC + Owner Occupied + Single Family HomeTarget residential homeowners with recorded revolving junior lines.
HELOC + 50%+ Equity
Has HELOC + 50%+ EquityFocus on well-capitalized homeowners with active home equity access.
Workspace Export
What data is included in your file
Available records can include assessor, deed, mortgage, tax, listing, and calculated fields. Coverage varies by property and source.
Owner & Mailing
- • Owner Name(s)
- • Tax Mailing Address
- • Mailing City, State, ZIP
- • Occupancy Status
Property Profile
- • Property Physical Address
- • Parcel APN & County
- • Property Type & Land Use
- • Beds, Baths, SqFt & Lot Size
Equity & Valuation
- • Estimated Property Value
- • Estimated Equity % & Amount
- • Total Open Lien Balance
- • Assessed Tax Value
Sales & Mortgages
- • Last Recorded Sale Date
- • Last Sale Price
- • Ownership Tenure (Years)
- • Recorded Mortgage Liens
Data & Accuracy
How we identify these properties
Public records & criteria
Identifies recorded junior revolving liens in county deed books. Current credit line utilization and draw status are private banking data.
Fully customizable filters
In the List Builder, you can adjust property types, price ranges, equity minimums, or geographic boundaries before creating your file.
Local Markets
Browse by city market
Apply this recipe directly to top US metropolitan areas.
New York, NYHELOC Property Lists in New York, NYLos Angeles, CAHELOC Property Lists in Los Angeles, CAChicago, ILHELOC Property Lists in Chicago, ILDallas, TXHELOC Property Lists in Dallas, TXHouston, TXHELOC Property Lists in Houston, TXAtlanta, GAHELOC Property Lists in Atlanta, GAWashington, DCHELOC Property Lists in Washington, DCMiami, FLHELOC Property Lists in Miami, FLPhiladelphia, PAHELOC Property Lists in Philadelphia, PAPhoenix, AZHELOC Property Lists in Phoenix, AZBoston, MAHELOC Property Lists in Boston, MARiverside, CAHELOC Property Lists in Riverside, CA