Property List
Free-and-Clear Property Lists
Target properties with 100% equity and no recorded active liens for cash seller campaigns, private lending, or major renovation offers.
Illustrative File Format
Example columns for this list
See how supported property, owner, and list-signal fields can be arranged in an Affix file.
Illustrative format only. These synthetic rows are not live property or owner records.
| # | Property Address | City, State | Owner Name | Est. Value | Active Liens | Recorded Debt | Equity % | Tenure | Property Type |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 101 Example Property Rd | Dallas, TX | Sample Owner A | $520,000 | 0 Liens | $0 | 100% Free & Clear | 22 Yrs | Single Family |
| 2 | 202 Sample Parcel Ave | Phoenix, AZ | Sample Owner B | $595,000 | 0 Liens | $0 | 100% Free & Clear | 24 Yrs | Single Family |
| 3 | 303 Example Record Ln | Atlanta, GA | Example Holdings LLC | $560,000 | 0 Liens | $0 | 100% Free & Clear | 28 Yrs | Single Family |
| 4 | 404 Sample Listing Way | Charlotte, NC | Sample Owner D | $580,000 | 0 Liens | $0 | 100% Free & Clear | 26 Yrs | Single Family |
| 5 | 505 Example Owner Ct | Tampa, FL | Example Property Trust | $530,000 | 0 Liens | $0 | 100% Free & Clear | 21 Yrs | Single Family |
Field availability varies by property and source coverage. Choose the columns you need before exporting.Explore all fields in the Data Dictionary
Campaign Strategy
How operators use this list
Common campaign applications and targeting strategies for this property audience.
Seller Financing & Cash Acquisitions
Target owners with zero mortgage debt who can easily structure seller carryback notes or accept fast cash offers without payoff hurdles.
Private Lending & Equity Lines
Offer first-lien equity extraction, bridge financing, or private mortgages to debt-free property owners.
Wealth Management & Estate Planning
Connect with unencumbered property owners for trust structuring, wealth management, and real estate portfolio advisory.
Filter Combinations
Recommended filter stacks
Layer these common criteria in the List Builder to pinpoint higher-converting prospects.
Free & Clear Single Family
Free & Clear + Single Family Home + Owner OccupiedTarget debt-free primary homeowners for luxury remodels, additions, or financial advisory.
Free & Clear Absentee Rentals
Free & Clear + Absentee OwnerTarget 100% equity rental properties ideal for creative terms and seller-financed acquisitions.
Workspace Export
What data is included in your file
Available records can include assessor, deed, mortgage, tax, listing, and calculated fields. Coverage varies by property and source.
Owner & Mailing
- • Owner Name(s)
- • Tax Mailing Address
- • Mailing City, State, ZIP
- • Occupancy Status
Property Profile
- • Property Physical Address
- • Parcel APN & County
- • Property Type & Land Use
- • Beds, Baths, SqFt & Lot Size
Equity & Valuation
- • Estimated Property Value
- • Estimated Equity % & Amount
- • Total Open Lien Balance
- • Assessed Tax Value
Sales & Mortgages
- • Last Recorded Sale Date
- • Last Sale Price
- • Ownership Tenure (Years)
- • Recorded Mortgage Liens
Data & Accuracy
How we identify these properties
Public records & criteria
Identifies properties where public deed records show all recorded liens satisfied. Unrecorded private notes or recent refinances may not appear in county filings.
Fully customizable filters
In the List Builder, you can adjust property types, price ranges, equity minimums, or geographic boundaries before creating your file.
Local Markets
Browse by city market
Apply this recipe directly to top US metropolitan areas.
New York, NYFree-and-Clear Property Lists in New York, NYLos Angeles, CAFree-and-Clear Property Lists in Los Angeles, CAChicago, ILFree-and-Clear Property Lists in Chicago, ILDallas, TXFree-and-Clear Property Lists in Dallas, TXHouston, TXFree-and-Clear Property Lists in Houston, TXAtlanta, GAFree-and-Clear Property Lists in Atlanta, GAWashington, DCFree-and-Clear Property Lists in Washington, DCMiami, FLFree-and-Clear Property Lists in Miami, FLPhiladelphia, PAFree-and-Clear Property Lists in Philadelphia, PAPhoenix, AZFree-and-Clear Property Lists in Phoenix, AZBoston, MAFree-and-Clear Property Lists in Boston, MARiverside, CAFree-and-Clear Property Lists in Riverside, CA